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Realty411’s Virtual Investing Summit – Join Us

Join Realty411’s complimentary investing summit and learn from experts who are sharing important knowledge about real estate investing.

Date and time

Sun, April 24, 2022

12:00 AM – 4:00 AM AWST

Location

Online event

About this event

Register for Our NEW VIRTUAL Virtual Investing Summit on APRIL 23RD AND 24TH, 2022

Attention savvy real estate investors, it’s time for another educational and exciting Realty411 Virtual Investing Summit uniting readers for an amazing day of information and motivation.

This NEW 411 VIRTUAL event will begin at 9 AM PT until 1 PM PT, April 23rd and 24th.  Guests can join Realty411’s complimentary investing summit and learn from experts sharing important knowledge, strategies and insight.

Realty411 will virtually unite some of the most successful, knowledgeable and savvy investors in the REI (Real Estate Investing) industry to help our readers make educated and informed decisions.

Since 2007, Realty411 has produced real estate-investing events and expos throughout the nation.

Our mission to educate and empower individuals to invest in real estate. Our virtual events have united hundreds of new and sophisticated investors in real-time from 42 states so far — in total representing 356 cities across the United States.

Join us for an amazing day of real estate education. Every online event we produce is unique, be sure to reserve this day for REI learning at its best.

OUR COMPLIMENTARY VIRTUAL CONFERENCES HAVE REACHED THOUSANDS OF INVESTORS – THIS IS YOUR CHANCE TO LEARN EXPERT STRATEGIES ONLINE.

  • Learn from Leaders & Industry Pros
  • Chat with Local + Out-of-Area Investors
  • NON-Stop Tips for Real Estate Success
  • Learn with Long-Term leaders in the REI Industry
  • Receive the Latest REI Knowledge from Real Investors
  • Discover the Power of Leverage with OPM and Creative REI
  • Save money with Realty411VIP.com‘s Merchant Discounts
  • Gain Access to Realty411’s Private VIP Network for FREE
  • We Have Been Sharing Life-Changing Information for 15 Years

RSVP for this awesome event today!

Join from a PC, Mac, iPad, iPhone or Android device:

ZOOM URL LINK WILL BE SENT TO REGISTERED GUESTS.

Realty411’s Investor Networking Breakfast & Conference

Register for Realty411’s new IN-PERSON Investor’s Summit on March 26th, 2022.

When: March 26, 2022 @ 9:00 am – 5:00 pm
Where: Hilton Garden Inn Los Angeles Marina Del Rey
4200 Admiralty Way
Marina Del Rey
CA 90292
Cost: Free
Contact: Realty411.com 805.693.1497

Attention savvy real estate investors, it’s time for another educational and exciting Realty411in-person Investor’s Summit uniting investors and educators for an amazing day of information and motivation.

At this event we will be celebrating our new two magazines: Realty411 and REI Wealth. Our new magazines have over 200 pages of important resources. Join us as we start the day with a networking breakfast at 9 AM PT.

Our event will abide with social distancing guidelines and our breakfast will be held outdoors (weather permitting). This is the perfect place to connect with companies who care about your success as a real estate investor and/or top-producing broker/lender.

RSVP NOW – CLICK HERE!

Guests can join Realty411’s complimentary investing summit and learn from experts who have direct knowledge of real estate investing. Realty411 will unite some of the most successful, knowledgeable and savvy investors in the REI (Real Estate Investing) industry to help our readers make educated and informed decisions.

Since 2007, Realty411 has produced real estate-investing events and expos throughout the nation — now in 12 states across the United States. Our mission to educate and empower everyone to invest in real estate. Our virtual events have united as many as 500 sophisticated investors in real-time from 23 states — in total representing 266 cities across the United States. Join us for an amazing day of real estate education.

Every in-person event we produce is unique, be sure to reserve this day for REI learning at its best.

RSVP NOW – CLICK HERE!

OUR COMPLIMENTARY NATIONAL CONFERENCES HAVE REACHED THOUSANDS OF INVESTORS IN 12 STATES SO FAR – THIS IS YOUR CHANCE TO LEARN EXPERT STRATEGIES IN PERSON.

  • Learn from Leaders & Industry Pros Meet Local + Out-of-Area Investors
  • NON-Stop Tips for Real Estate Success
  • Bring Numerous Business Cards & Connect
  • Meet TOP Leaders in Real Estate Investing
  • Both Local & National Experts in Attendance
  • Meet Others with Common Goals and Mindsets
  • Learn with Long-Term leaders in the REI Industry
  • Receive the Latest REI Knowledge from Real Investors
  • Network with Other Professionals in the Real Estate Industry
  • Save money with Realty411VIP.com’s Merchant Discounts
  • We Have Been Sharing Life-Changing Information for 15 Years

United Country Real Estate Affiliates Raise $25,000 to Aid People of Ukraine

Image from Pixabay

Live Auction Raises Total of $50,000 for Multiple Charities

United Country Real Estate affiliates raised more than $50,000 during a live auction at their annual Training and Awards Convention on March 11. The company is pledging $25,000 of that to aid the people of Ukraine while the rest will be donated to The Rocky Mountain Elk Foundation, Marine Mammal Center and the Remember-A-Vet Wreath Project.

“United Country affiliates have made and continue to make huge differences in the communities they serve, across America and now across the globe. In the last 5 years alone, United Country affiliates have raised an amazing $35 million for charities and causes across the nation,” said Mike Duffy, president of United Country. “Last week, the unique items that were donated and auctioned furthered that effort and will importantly aid the people of Ukraine. I am proud of the leadership and generosity of our team and am in awe of their accomplishments.”

Among the unique items that were auctioned off were a Henry Rifle custom engraved with the UC Ranch Properties and Realtree United Country logos in a 24-karat gold inlay; a custom, beautiful “Ride the Wave” Charcuterie Board by Vierra Design Group; an original duck hunting American flag painting by Jackie Stocking; and a trip to the San Juan Islands in Washington. The items can be viewed on the United Country Real Estate Facebook and Instagram pages.

As the largest network of auction real estate professionals nationwide, United Country had professional auctioneers and ring men conduct the live auction. All proceeds from the sale went to charities selected by the donators. Each winning bid was then matched by United Country to aid efforts in the Ukraine.

“The United Country auctioneers assist with a tremendous number of charitable auctions each year,” said Jimmie Dean Coffey, auctioneer and director of business development for United Country. “Benefit and charity auctions have a long history in the world of auctioneering and with United Country auctioneers in local communities across the nation. I am very proud to see that our United Country affiliates have stepped up once again and raised more than $50,000 at our annual convention for some great non-profit organizations and causes.”

Learn more about United Country Real Estate at www.UnitedCountry.com or United Country Auction Services at www.UCAuctionServices.com.

Financial Freedom: Embracing Passive Income Investing

Image from Pixabay

By Dr. Chandra Mishra

Financial freedom is crucial at any age. The genre of intelligent millenniums knows how to create variable income sources to gain financial freedom as soon as possible.

Passive income is the top contender for financial freedom which means no more worries about your ongoing bill payments or making rent. Once your basic needs are met you are left with enough to fulfill your desires; paying off debts, going on a long vacation, or indulging in luxurious recreation facilities.

Today we are clearing the dubious air about financial freedom as people have a misconception about investment fundamentals.

If you think working tirelessly and continuously is making you rich and financially free, you are mistaken. As being rich need not necessarily mean your financial freedom. Also you are losing time which you can’t buy.

Financial freedom comes when you build yourself multiple sources or streams of passive income that can pay for your expenses and leave you to live your life on your terms with minimal need to indulge in strenuous work.

Ways of Creating Passive Income

You are generating passive income when money keeps flowing in irrespective of your active working status.

Image from Pixabay

It may sound strange, but it does make a lot of sense as passive income can be made in two primary manners:-

1) Your Investment Works On Your Behalf

You invest strategically in projects that create monthly income with a fixed or standard rate of return.

The option here could be investing in instruments like bank and government bonds, corporate bonds, rental property income, multifamily/apartment investing that can quickly help you get out of the rat race.

2) Your Business Working On Your Behalf

Under this method of generating passive income, you indulge in a passive business income-making strategy. As a smart business person, you create a business that has the potential to run without your active participation. You hire and create processes to run the business. Following this strategy will offer continuous cash flow, whether you are parting hardship to your business venture or not.

Both investment and business work in synchronization for passive income generation for an entrepreneur.

Multifamily investing for busy professionals is one noticeable option that can create a consistent income without too many risk factors involved.

For busy professionals who cannot spare time consistently to keep track of their diversified investment portfolio, their entire investment portfolio can be constituted around multifamily real estate investments. It is a great foundation with very low volatility and opportunity to capitalize on passive income.

Why Multifamily Real Estate Investment Is A Sound Decision For Passive Income?

Image from Pixabay

Multifamily real estate can act as a catalyst for your investment career. And, this is not without the reasons:-

1) Easier Availability of Finance

If you think the enormous size of multifamily properties will call for difficulty in arranging finances, don’t let their size befool you. Multifamily properties are more accessible to finance than single-family homes. The price of multifamily properties is not the deterrent in fetching easy financing options. These properties are more likely to be approved by financial institutions like banks for a loan because these are more likely to generate cash flow month after month. This guarantees timely loan repayment.

2) A More Fabulous Kick Start

Acquisition of multifamily real estate is a better investment with low volatility which could be your fantastic end-games strategy too. You will retire with multiple streams of income. If you want to start small, A small multifamily property acquired, you can live in one of the units and pay down the mortgage you receive from the tenants residing in other units. Besides rent, you will earn appreciation on your investment capital.

3) Light Years Ahead Of Stock Market Return

Multifamily syndication returns have significantly gone down in the last two years. Yet you can lay hands on a 12-13% average annual return which is significantly higher than stock market returns.

Additionally, you are not even paying taxes (decreased taxes are the most extraordinary relief anytime) which means you are light years ahead of stock market returns.

4) Enjoy Cost Segregation Benefits

Image from Pixabay

Under the cost segregation, multifamily real estate investors enjoy reduced current tax liabilities which imply upfront cash flow. Without cost segregation, multifamily rentals are depreciated straight line for 27.5 years.

However, with cost segregation, the depreciation on specific real estate rentals’ components is faster (like in five, seven, or 15 years). The faster depreciation means you can save/make more money with depreciation and cost segregation applicable in multifamily investment projects.

Additionally, the government taxes income from multifamily investment properties at a passive income rate. This means no employment taxes.

Conclusion

Hope our little effort will help you embrace passive income investing for attaining financial freedom the soonest. Time is to start today, you can easily partner with someone or invest passively completely. What steps will you take in the coming weeks to create passive income?

For more information, contact your financial/legal advisor or financial counseling firm before investing.

Breaking News: Proposed CA Bill Would Impose 25% Gain Tax, Plus Time Restrictions on House Flippers

Image from Pixabay

By Stephanie Mojica

Alleging that house flipping is preventing average people from buying a home, a California Assembly member has proposed a law that would require short-term real estate investors to pay a 25% gain tax, according to CBS 8.

If passed, the California Housing Speculation Act would start on January 1, 2023. The Assembly member behind the bill is Democrat Chris Ward from San Diego County’s 78th District.

There is an “influx of short-term investors trying to get into the market, outbid San Diegans and Californians with all-cash offers, and drive the prices up for everyone,” Ward told CBS 8.

The Assembly member also cited concerns with California housing shortages making it difficult for people to find affordable housing.

Norm Miller, a real estate professor at the University of California, San Diego, said even if the law passes the odds are still favorable for real estate investors.

Investors will still get “unlimited tax write offs from the mortgage interest and the property taxes,” Miller said. “[They’ll] also get depreciation, which is something an owner does not get on their own personal residence.”

To voice your opinion on Chris Ward’s bill, call his office at 619-645-3090. Visit https://findyourrep.legislature.ca.gov to find the contact information for your representative and call their office as well.

Higher Chicago Foreclosure Activity Not A Problem

Image from Pixabay

By Gary Lucido

I’m going to stay out on this limb that I crawled out on but apparently I’m not alone out there. According to ATTOM Data Solutions February Foreclosure Market Report the nation saw a 129% increase in foreclosure activity from a year ago. However, that percentage is kinda meaningless given that foreclosures were basically shut down last year. The graph below puts this dynamic in perspective for Chicago where there was a 328% increase over last year and a 29% increase over January. As you can see activity is probably no higher than it would have been had the pandemic never happened. As Rick Sharga, executive vice president at RealtyTrac which is owned by ATTOM, said:

This isn’t an indication of economic turmoil, or of weakness in the housing market; it’s simply the gradual return to normal levels of foreclosure activity after two years of artificially low numbers due to government and industry efforts to protect financially-impacted homeowners from defaulting.

In this foreclosure report both the Chicago metro area and Illinois got honorable mention for being among the top 5 metro areas and states respectively with high foreclosure rates. Of course, that’s because the rest of the country’s housing markets are so damn strong right now.

After a dramatic plunge following the pandemic foreclosure moratorium Chicago foreclosure activity has just now begun to resurge now that the moratorium has ended.[/caption] One of the reasons for our optimism is that delinquencies have dropped down to pre-pandemic lows as shown in this graph from Black Knight’s January Mortgage Monitor Report. That shouldn’t be much of a surprise given the strength of the job and housing market.

The nation’s mortgage delinquency rate continues to improve and seems to have recovered from the pandemic.

Chicago Shadow Inventory

The number of homes that are in the foreclosure process is holding pretty steady with only a 71 unit increase over last month. This pipeline of homes that might find themselves on the market sometime soon is ever so slowly trending up but it remains extremely low by historical standards.

The number of homes in foreclosure in Chicago declined with the moratorium during the pandemic and doesn’t seem to be rising since.


Gary Lucido is the President of Lucid Realty, the Chicago area’s full service real estate brokerage that offers home buyer rebates and discount commissions. If you want to keep up to date on the Chicago real estate market or get an insider’s view of the seamy underbelly of the real estate industry you can Subscribe to Getting Real by Email using the form below. Please be sure to verify your email address when you receive the verification notice.

Tokyo’s Urban to Suburban Migration

Image from Pixabay

By Priti Donnelly

For years, Japan has tried to prevent its population from being overly concentrated in Tokyo, a city sprawling with nightlife, work life, and a tourist hotspot. Economic and social shifts of the pandemic developed into the start of a natural progression of migration out of the capital. Although the greater Tokyo area grew in 2021 by 26,323 for a gain of 0.07%, that figure was down roughly 110,000 from a year ago. In 2020 net migration by locals into Tokyo shrank by 27,000, or roughly one-third from previous years as people embraced telework and crowd distancing.

Initially, at the start of the pandemic, to avoid commuting, Japan adopted the work-from-home concept already popular in many parts of the world. As employers learned to adapt to matters of productivity and controlling hours of work, employees discovered the concept value in work and family balance plus the benefits of saving time from hours of commuting. Then, ongoing lockdowns turned flexibility into a lifestyle leading to the realization of the potential to settle outside urban centres. And, so began the urban to suburban or even rural movement.

Image from Pixabay

One Tokyoite, Kanamori sought to leave his luxurious life and job of the Roppongi Hills complex in Tokyo’s Minato ward for solace in the city of Yamagata. A place familiar to him as the place of business of his parents’ long established sake store. Initially he moved to Tokyo to attend university, then joined an IT company in 2017 selling computer tablets with an application that helped retail operators keep track of sales. But, after three years, the business took a couple of hits. First, the consumption tax was raised to 10% in October 2019. Then profits were hit harder after Covid. This, in addition to the long working hours and overtime deeply rooted in Japan’s industrial ethics. It is not unusual for employees to work more than 80 hours of overtime a month, according to a 2016 government survey and those extra hours are often unpaid. Kanamori’s lifestyle became all about work and he didn’t like who he was turning into.

Recognizing that those long work hours translated less into productivity and more into exhaustion, he left his job for a change in lifestyle and moved to Yamagata. There he became a member of the city’s community development team that aims to make better use of vacant homes, working four days a week, no overtime. On his days off, yes, he has days off, he goes camping with his friends. Peaceful living.

Image from Pixabay

Kanamori is not alone. The mountain resort town of Karuizawa in Nagano prefecture added 595 people via migration, the largest increase of any town. For the first time since July 2013, the number of people moving out of Tokyo outnumbered the number of people moving in by 1,069. In June 2020, inbound migration topped outbound migration once again, but from July 2020 through February 2021, more people moved out of Tokyo than people moved in and the trend has continued, with the exception of the months of March and April when more people generally move into Tokyo because of starting new jobs or enrolling at university, at the beginning or end of the fiscal year.  

Should I stay or should I go? Although Tokyo is attractive for its job opportunities, thriving business hub, and growth-focused initiatives for start-ups, people are discouraged by the high cost of living. The nationwide average monthly rent, not including utilities, for a one-room apartment (20 to 40 sqm) is between 50,000 and 70,000 yen. Rent for similarly sized apartments in central Tokyo and popular neighbourhoods nearby usually start from around 100,000 yen.

Image from Pixabay

But, the high cost of living is just one deterrent from permanent settlement. Where people once enjoyed the ease of fast food to satisfy the palate and the belly, they are now finding solace in places surrounded by greenery with access to fresh seafood, fruits and vegetables. For the sole purpose of slowing down to take care of oneself, the concept of growing and preparing foods for its freshness, nutritional value including low sodium and carbohydrates by comparison to fast-food, has been revived.

The attraction to the suburbs or rural areas is real, but it is hard to tell if it is more of a sabbatical, or a trend as we strive to stay safe. Either way, Tokyo is not entirely out of the picture. Even Kanamori still thinks he might return to Tokyo in the future for business opportunities. The city is after all a thriving international hub and continuously evolving for entrepreneurs to launch and be successful. As the old adage goes, “You can take the person out of Tokyo but you can’t take Tokyo out of the person.” But, this time on healthier terms.

Sources: The Japan Times, Nikkei Asia, Japan Guide


Priti Donnelly

Priti Donnelly is the sales and marketing manager at Nippon Tradings International, a Japanese proxy helping foreigners access the second largest real estate economy in the world. As a Canadian with a background in mortgages and marketing, Priti keeps foreigners informed of the latest trends, business news and featured properties in the Japanese real estate market. Her articles have been featured in REtalk Asia, REthink Tokyo, REI Wealth, and Asian Property Review.

LLC for Real Estate Investing

Image from Pixabay

By Stephanie Mojica

A critical step for new and existing real estate investors is to form an LLC or Limited Liability Company. In the simplest of terms, an LLC protects an investor’s personal assets — whether those are cash, bank accounts, or personal property.

Whether the investor is into flipping houses or being a landlord, an LLC ensures that the person himself or herself does not actually owe any debt. The company is responsible for any contracts, debts, lawsuits, leases, and liabilities.

If business goes bad, the people and companies that believe they are owed money can only pursue the LLC — not the individual(s) behind the company unless fraud or another crime was involved, according to Yahoo! Finance.

However, there are some critical steps to take even after a real estate investor forms an LLC. Any properties must be purchased in the company’s name, not an individual’s name. This ensures the ultimate protection.

If someone buys a home to flip or rent out and ends up owing more on the mortgage than the property is worth, the bank cannot come after the individual if the home is officially owned by the LLC.

Image from Pixabay

A caveat is that many banks do not want to issue mortgage notes to a new LLC, because it’s risky for them. That’s why a business plan is so important. (See our past article “House Flippers Need a Business Plan” for a more in-depth discussion on this topic.)

Other potential drawbacks to an LLC come at tax time and when an individual transfers assets to it, so an attorney is probably a necessary resource, according to LegalZoom.com. Also, each state has different laws regarding an LLC.

However, done properly, an LLC seems to have more benefits than downsides. Other good news is that the costs are usually minimal. As always, before making any major decisions in such areas speak to a qualified real estate attorney.

Sources for this article:

https://finance.yahoo.com/news/form-llc-real-estate-investing-194323289.html

https://www.legalzoom.com/articles/forming-an-llc-for-real-estate-investments-pros-cons

http://reiwealthmag.com/house-flippers-need-a-business-plan/

Why Should Physicians Invest in Real Estate?

By Blue Ocean Capital LLC

Since the news emerged regarding doctors investing in real estate, more physicians are looking into this option. Not just because they want to get passive income but also because they want to further decrease their overall tax exposure. They want to slow down and avoid burnout. You would agree that we all enjoy practicing medicine but we want to have some degree of control over our lives and future. We can add that by including passive income for physicians. Would you agree?

Why should physicians invest in real estate? With a number of benefits, it’s a great line of work to delve into if you’re looking for a way to earn some passive income for doctors and physicians or add security to your retirement portfolio with the least amount of volatility.

The number of physicians investing in real estate is on the rise. According to recent data from the Urban Institute, a research organization based in Washington, D.C., nearly 41% of doctors have reported that they have invested in some form of real estate. The attractiveness of real estate, when compared to other investments, becomes more apparent as one takes a closer look at how a real estate investment can play an important role in the financial portfolio by increasing its overall returns.

Image from Pixabay

Real estate investing can give you a huge financial advantage as a physician, but many of you don’t even know where to start or how this investment tool could help your retirement. Today we’re going to tackle what you should know about real estate investing so that you can start taking steps towards realizing your financial potential today.

Tangible Rewards One reason physicians may want to consider investing in real estate is that they can see the rewards they reap. If you own your own practice, you probably work long hours and deal with the stress of running a business. The nice thing about passive investing in real estate is that you don’t have to deal with the day-to-day operations. Instead, you can hire someone to handle things and concentrate on growing your business and making more money. The main perk of being a physician is having the status, financial stability, and respect that come along with the job title. Investing in real estate allows you to achieve those same benefits without putting in 80-hour weeks. Your money is working as hard as you are while it grows in the background.

Image from Pixabay

Here are a few reasons that every Physician should strongly consider:

Investing in real estate is a great way to earn some passive income for Physicians and add security to your retirement portfolio. But why should physicians invest in real estate?

  1. Real estate has consistently outperformed all other investments, including the stock market.
  2. Many doctors lack the time needed to actively manage their own real estate investments.
  3. Diversification is key in any investment portfolio, and real estate can provide an excellent hedge against the volatility of the stock market.
  4. With the right guidance, doctors can get started in real estate with very little money down, allowing them to diversify their portfolios quickly while minimizing risk. Yes, you can start investing passively by investing 50k if you do it each year and compound it over 10 years at a 15% return you will end up above 1.3 million in your bank. Does it sound like an interesting way to grow your wealth while you are working at your primary job?
  5. Selling your primary residence is considered tax-free under current law, providing much-needed capital for future purchases.

Blue Ocean Capital Latest Offerings for Passive Income for Doctors

Mercury Multifamily portfolio is a fantastic value-add opportunity in the fastest-growing Arlington and Weatherford, Texas. A rare and augmented opportunity to join our team. Hurry Up! Invest Now the offering is Open for Investment. To access the Investor Kit which includes the live webinar replay, updated offering memorandum, and other details about the offering.

If you are interested in this opportunity, Schedule a free one-on-one strategy call on our calendar.

Also, have a look at our closed deals which help to earn passive income for Physicians and doctors.

Conclusion:

If you’re looking for a way to help grow your retirement portfolio without worrying about price fluctuations, investing in real estate may be right for you. In addition, if you plan on spending money on retirement travel or other expenses, investing in property can help ease the financial burden associated with those expenses. Please join our exclusive investor group for Professionals like you. www.bluoceancap.com

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