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Download Our Expo Agenda – Realty411′s “Give Thanks, Give Back” Investor Expo is this Weekend. Register Here.

A SPECIAL ALERT FROM REALTY411

We invite our readers and followers to attend a special Virtual Investor Weekend Expo, this Saturday, Nov. 21 and Sunday, Nov. 22.

Beginning at 9 AM PST, our experienced educators will reveal all their winning strategies for REI success.

Imagine learning from investors who have been active in the industry for DECADES!

Also, our guests will be able to ask our Expo Experts any question they want. Are you experiencing an issue with your properties? Do you need help getting to that next level? Are you worn out dealing with tenants and wonder if there is a better way to invest?

Well, this is the place for our readers to get these answers, and so many more.

REGISTER NOW:

https://us02web.zoom.us/webinar/register/WN_qzoxGxTfTw6E9XxhW79LFg

DOWNLOAD EXPO SCHEDULE:

https://view.joomag.com/realty411-november-expo-give-thanks-give-back-expo/0048334001605658949

Remember, we will be ON LIVE and in real-time just for you. Plus, we’ve also united some of the top leaders on the industry, which is not easy to do.

We are all coming together to Give Thanks for another year of business. We’re also sharing our knowledge as a way to Give Back to our readers and industry.

To truly share and give back beyond just this weekend, our Give Thanks, Give Back Expo will also be spotlighting amazing charities for us to keep in mind for our year-end giving

This is the Ultimate Way for die-hard investors to get into the Holiday Spirit while expanding their personal finance and real estate knowledge.

Please note: This is a COMPLIMENTARY two-day online conference designed to help our guests reach the next level of success in their real estate investments.

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While most events of this caliber charge up to hundreds of dollars for admission, Realty411 is underwriting all costs, with the help of our amazing sponsors.

Instead of requesting an admission fee for this expo, we will be encouraging guests to make direct donations to the charities of their favorite educators.

AMAZING AND EXCLUSIVE BONUS:

EXPO BONUS: Realty411 Expo Guests ALSO Receive FREE Tickets to WEALTH MASTERY LIVE (A $197 Value)!!!

Enjoy EXCLUSIVE & COMPLIMENTARY Learning with: Robert G. Allen, Sunil Tulsiani, and Robert Kiyosaki, learn how by registering for this expo.

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Some of these Amazing Experts Joining Our REALTY411 Expo, Include:

Charles Sells, Rehab and Tax Lien Expert

Brandon Cobb, Rehab Your Way to Wealth

Sunil Tulsiani, Investor/International Speaker

Adiel Gorel, Veteran Long-Distance Landlord

Cliff Gager, Expert Real Estate Investor/Educator

Paul Finck, International Speaker & Millionaire Maker

Jay Tannenbaum, Expert Note Buyer, Portfolio Builder

Carl Schiovone, Real Estate Broker, Expert Rehabber

Linda Pliagas, Accredited investor, Publisher, Expo Host

Brent Kesler, Multiply Your Money — Easily & Effortlessly

Dave Grimm, Capital and Marketing Expert for Syndications

Sadhana Sabharwal, The Single Mom Millionaire (NEW EDUCATOR)

Bill Walsh, International Speaker, Investor & Media Influencer

Raul Avila, Private Capital & ADUs (Accessory Dwelling Units)

Steve Remmel, Affordable Legal Services + Identity Theft Protection

*** IMPORTANT — PLEASE REGISTER BELOW ***

https://us02web.zoom.us/webinar/register/WN_qzoxGxTfTw6E9XxhW79LFg

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ONLY 500 GUESTS WILL BE ADMITTED – ONLY 25 TICKETS REMAIN!


Please check back for further updates. Schedule subject to change without notice, due to unforeseen circumstances.

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Ladies Who Rock Real Estate ONLINE EVENT – All Invited!

A VIRTUAL ONE-DAY CONFERENCE SPOTLIGHTING WOMEN IN OUR INDUSTRY!

Admin Post: Attention, we are celebrating our amazing group with a NEW VIRTUAL EVENT spotlighting some of the most amazing women in the real estate investing industry.

We invite you, your team, and friends to join us. This co-educational event is created to help positively change the direction of your real estate business, your personal finances, and your life.

Other events of this caliber charge hundreds of dollars, don’t miss this!!! RSVP HERE:https://www.eventbrite.com/e/126454451669

This LIVE EVENT is in real-time via Zoom, to register directly visit:

https://us02web.zoom.us/webinar/register/WN_5x_ERYl4Tnyz2jX0H3naNg

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Background on Ladies Who Rock Real Estate!

Two years ago, as a way to spotlight and elevate women real estate investors and female agents/brokers/lenders and realty service providers, Realty411 began the social media group, “Ladies Who ROCK Real Estate”.

Now, our national group is nearly 8,000 members strong with successful women joining us from around the nation.

At this SPECIAL ONE-DAY EVENT, which is completely COMPLIMENTARY AND CO-EDUCATIONAL, all guests will “LEARN FROM THE LADIES”.

Some of the women featured will include real estate rehabbers, realty marketing specialists, real estate entrepreneurs, top-producing brokers, wealth educators, and more.

Some of the ways this virtual conference will be different from our previous online events, includes:

  1. Fantastic REI Topics will Be Discussed with numerous, successful women who are experts in their niches. They will be sharing their Insight and Advice for everyone to learn from AT NOT COST!!!
  2. Guests to Receive Invites to Our VIP Private Groups — What a perfect way to continue networking with our amazing connections! Ladies will be admitted to our exclusive “Ladies Who Rock Real Estate” group; Gentlemen guests who join us to learn from these top ladies will be invited to join our VIP Realty411 Investor group.
  3. A Special VIP “Hour of Power” — Upgrade to our PAID networking hour, join us LIVE to be seen and heardby other VIP guests. All VIP guests will have time to share their contact information and plug their company. This paid segment is for ladies only.

ONLY 20 PAID VIP TICKETS ARE AVAILABLE — GUESTS WILL NETWORK LIVE VIA ZOOM.

Additionally, we will highlight and share information about our special PRIVATE online groups so that ALL guests can continue to connect after this event.

This LIVE EVENT is in real-time via Zoom, to register directly visit:

https://us02web.zoom.us/webinar/register/WN_5x_ERYl4Tnyz2jX0H3naNg

EVERYONE IS WELCOME — IT’S TIME TO LEARN FROM AMAZING WOMEN WHO ROCK REAL ESTATE!!

BONUS: All guests who join us will be invited to our PRIVATE investor groups with tens of thousands of members who are sharing their deals and making valuable connections!

URGENT: YOU SIMPLY DO NOT WANT TO MISS THIS ONLINE, INTERACTIVE CONFERENCE. LIVE CHAT WILL BE AVAILABLE.

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Philanthropy Can Close Our Nation’s Wealth Gap and Provide a Crucial Safety Net — One That Government Cannot.

Editorial by Linda Pliagas, Publisher

As we close out another REI Wealth edition, we in the midst of a presidential election.  Like the rest of Americans, I’m continually being bombarded by emails, texts, robo-calls, letters, advertisements and social media posts reminding me to vote — with pleas that I vote a certain way, all across the board.

It’s difficult to remember our own voice and values with the constant, boisterous ruckus all around us.  While everyone may attempt to sway your vote, it’s important to silence the noise and take individual responsibility to learn as much as you can about the issues, and people, you are choosing.

The privilege of voting comes with responsibility. Have you done research on the bills on the ballot? Or, are you simply voting like your friends are? Be sure to take the time to research important issues that will shape our national and local lives.

My purpose for this editorial is not to attempt to sway you one way or another — everyone else will try and do that!  I do, however, have a unique perspective that I would like to share, since I was raised by a government employee.

My father worked as an electrical engineer for the United States Border Patrol for many years, so I recognize the importance that government has in our lives.  But truthfully, while we did “get by” with his federal salary, it certainly did not provide the comfortable lifestyle we yearned for.

In fact, even as a child I could see how frustrated my father became over the years. He yearned to provide a better home for us. He wanted to become an entrepreneur, but the safety and security of his federal position almost crippled him with complacency.

I was fortunate to discover early on that while our government is an important function in our lives, one that can indeed assist us during times of turmoil, it cannot possibly provide us with everything we need, nor want.

This is why philanthropy is so important to our American culture and life. Non-profit organizations, fueled by passionate workers and volunteers, can make a crucial difference in the lives of the most needy. They provide the safety net that government cannot — and should not.

My family has been at both ends of the Goodwill spectrum. During my dad’s brief stint as an entrepreneur, we had to rely on charity for a bit. Later, as a working adult, I donated clothes, furniture, money, and time to many worthwhile organizations.

In fact, one of the best Thanksgiving Day holidays I ever had was serving the homeless when I was 21 years old. At the time I was in college and worked part-time in an upscale restaurant. One of my regular customers was a successful lawyer who invited me to serve lunch with him on Skid Row in Downtown Los Angeles. What a life-changing experience that was!

Being a part of team to ensure that others with absolutely nothing had a warm, delicious meal was one of the biggest blessings I could ever ask for. It was a defining moment in my life.

Since then, I’m reminded every Thanksgiving Day to give thanks and give back.

It is in this spirit that we host our annual “Give Thanks, Give Back” Expo, only this year it’s being produced all virtually.  For the first time, our readers can now join us from wherever they may be.

Once again, we’ll have top speakers sharing the secret strategies that catapulted them to success as real estate investors. At the end of each session, our speaker will reveal their favorite charity so guests can learn about the important work they do, plus even make a direct donation — if they so choose to.

For the past ten years, our “Give Thanks, Give Back” VIRTUAL Expo has raised thousands of dollars for many worthwhile charities, including: Long Island Cares – The Harry Chapin Food Bank, The San Diego Mission, Salvation Army, Camp Home — The PTSD Foundation of America, among others.

We invite all of our readers to join us the weekend of November 21st and 22nd, beginning at 9 am PST, for an amazing weekend of learning and giving. For more information, CLICK HERE.

So, as we come near the close of another election, let’s know that regardless of the outcome, we still individually must take responsibility to create a better life for ourselves, our family, and our nation.

Until next time,

Linda Pliagas, Publisher

 

 

 

 

 

 

 

 

 

 

 

Till next time,

Linda Pliagas, Publisher

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NEW WEBINAR: Bulletproof Retirement with Real Estate

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Webinar on Thursday, 9/24 at 6:30pm PST

Rentals 2 Retirement:
Bulletproofing your retirement with real estate

Join us for this informative webinar where we will show you how to build a safe, secure and predictable stream of income/retirement through conservative real estate investing.

As the CoronaVirus works its way through our communities there are two things you can be sure of: first, we will survive this Pandemic and come back stronger than ever (that’s what we Americans do) and secondly, as we return to the “new normal”, preparing for retirement and the future will be more important than ever. Whether you are looking to do a 1031 exchange, diversify your stock portfolio by investing in real estate or create a stream of income to supplement your retirement, we can show you how to get there!

Since 2009 Invest 1 Properties has been one of the nation’s leading turn-key investment property providers. Focusing on the dynamic Kansas City market with over 900 properties sold, we have the systems in place to assure your success.

Our process is simple:

-We find the property for you

-We fully renovate the property
-We partner with local property management to place a qualified tenant and manage the property

-You just COLLECT THE CHECK

This is truly “hands-off” turn-key investing. We even include a rent guarantee and renovation warranty on every property we sell and WE PAY ALL 1031 exchange fees when you close with us!

So join us to learn more about this incredible real estate investing opportunity and why we consider the Kansas City market a true hidden gem that has produced outstanding results for our clients over the last 11+ years.

Here are just a few of the reasons why:

-6.9% appreciation in 2019

-3.1% unemployment (Jan 2020), well below the national average

-Low cost of living and population growth is increasing year over year

-10%+ average cap rates

-In house financing available with no tax returns or W2’s, no bank qualifying

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CA Rehabs and ADUs are hotter than ever, EVEN in a pandemic

Dear Realty411 Reader;

This year has been like something we’ve never seen, like a clip right out of “The Twilight Zone.”

We’re not even sure Stephen King could have made this story up, but here we are in the midst of a pandemic — and the crazy thing is, buying and selling houses is still HOT, HOT, HOT.

Take it from our friend Mentor, Alton Jones. He’s a 34-year LAPD Veteran, who when he grew tired of dodging bullets, turned to rehabbing homes in the CA area part-time… and is now running a multi-million-dollar business…finding, fixing and flipping houses.

In the past 10 years, he’s learned a lot of tough lessons and has become one of the nation’s leading experts flipping houses for a profit using his team to successfully rehab and sell hundreds of houses in this time.

Alton Jones RehabstoRiches digitalThis coming September 18th – 20th, he’ll be conducting his Live, Virtual workshop where he’ll be teaching students:

  • How to Find the Good Deals You Keep Hearing About
  • Ways to Purchase Properties Without Using Your Own Money or Credit
  • How to Negotiate with Sellers
  • What to Look for When Inspecting a Property
  • How to Systematize and Automate the Rehabbing and Selling Process to Make It Faster, Easier and Safer
  • How to Make A Scope of Work, Materials List and Schedule Like a Pro
  • Where to Find the Best Contractors and Sub-Contractors
  • How to Flip Houses with Your IRA
  • How to Sell Your Houses FASTER Than Other Investors and For More Money
  • ALL THIS AND MORE, CLICK HERE!

So, if you’ve always wanted to flip houses in the CA area, but were afraid to risk losing money OR if you’ve always wanted to FIRE your boss and have the freedom to work from anywhere, even on vacation, Alton’s the guy to show you.

As part of his curriculum, he’s incorporated his latest and hottest rehab strategy, modifying existing structures into ADUs (Accessory Dwelling Units). ADUs have become all the rage in CA in just the past 2 years. Think garage to In-law suite.

Alton will show you the many ways he’s been able to navigate the treacherous waters on the ADU permitting process which can affect your buying decisions and understanding the rules that can make you lots of money or can cost you tens of thousands of dollars.

If you’re in the market in the CA area, this is a must attend event! Set aside September 18th – 20th and join Alton from the comfort of your home for this event!

Registration is only $547 for the 3 days, and you can fill the room with all the family and friends you wish — get going and be creative, because that’s what it’s about in this business.

The virtual platform has limited “ticket” capacity, so register right NOW, so you won’t have to miss it!

To your success,

Linda Pliagas, Publisher
Realty411.com & REI Wealth

Photo by Black ice from Pexels

Don’t Miss The Deadline To Balance Your Real Estate Portfolio

By Bill Mencarow

Savvy real estate investors balance their portfolio with real estate notes (trust deeds or mortgages); real estate for appreciation, real estate notes for income.

My name is Bill Mencarow.  While my wife Alison and I were on the staff of the US Congress in Washington, we started to invest in real estate and later discovered notes (trust deeds and mortgages).  We still love real estate, and since then we’ve bought and sold lots of it, and lots of notes.

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We then started The Paper Source, an educational resource for note investors and those who want to be.  For many years we have hosted the annual Paper Source Note Symposium which attracts several hundred investors.

Because of virus restrictions we can’t hold it live this year.  Instead, it will be at your house!  (That is, it will be online.)

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Photo by Andrea Piacquadio from Pexels

* Our speakers are people who DO what they teach. Over three days you will learn from some of the most experienced people on the planet (full-time note investors, tax and asset protection attorney, self-directed IRA experts, to name just a few) – and absolutely NO sales pitches.

*  There will be presentations for beginners on up.

*  You will get NON-EXPIRING access to all the speakers’ videos and MP3 audios.

Tom Henderson, whom many call “The Note Professor” (and you will too, once you hear him) recently told me, “Bill, this is the deal of the century!  Can you believe all these speakers for only $97.00? And be able to watch at anytime on any device?!”

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Image by Gerd Altmann from Pixabay

This is my invitation to join us for the online Note Symposium Oct. 1-3.  Please CLICK HERE to see all that it offers.  The $97.00 registration includes admission to the event and lifetime access to the videos and MP3s.

And that’s not all.  If you register by this Friday, Aug. 21, you will receive a one year subscription (or renewal) to THE PAPER SOURCE JOURNAL, the only publication for real estate note investors, which sells for $79.00.

Every month you’ll get news affecting your investments, including court decisions, scam warnings, tips and techniques on everything from finding notes, negotiation, recasting them to double and triple your yields, and much more.

Cheers,
Bill
W. J. Mencarow, President, The Paper Source, Inc.


Remember to register by this Friday to receive the $79 bonus. Your registration includes access to all the speakers’ videos and MP3 audios which will NEVER expire – you will be able to watch and/or listen anytime now or in the future.  CLICK HERE for more information and to register.  And please don’t miss the Friday deadline!


Feel free to contact me with any questions.  My personal email iswjm@cashflows.org and my cell is 830-285-5926.

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How to 10x your cash buyers Holiday Webinar with an Explosive Offer!!

Learn how REIBLADE’s innovative real estate investor marketing tools can turn your data and doors into greater profit!

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Thursday July 2, 11am Pacific / 2pm Eastern

RSVP NOW: https://reiblade.mykajabi.com/rei-blade-webinar-page-070220?cid=ea307316-77fd-4e30-b25e-d85036ab5d76

Why REIBLADE.com?

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REIBLADE solves many headaches real estate investors face and provides a number of unique tools that can dramatically accelerate business growth.

Emily from Arizona is looking forward to doing more deals with the time she will save using REIBLADE.com

Attend the webinar and find out how you can save 70% on a lifetime license of REIBLADE.com

What we will talk about:

Sponsor Dashboard

Analyze and present your assets to investors in ways never available to real estate investors including instant performance snapshots, asset groupings, powerful

Investor Portal

Provide transparency and clear communication with your investors including document storage, push button quarterly reports, instant information

Raise Capital

CRM, tasks, instant prospectus, public and private marketplaces and pipeline marketing are just the beginning for attracting equity, new investors with the ability to sell your assets

Meet the team!

Seti Gershberg

Seti Gershberg
Real Estate Investor
Co President
Scottsdale REI, LLC
Inventor of REIBLADE

David Hirschfeld

David Hirschfeld
President – Tekyz
Developer

Jay Tenenbaum

Jay Tenenbaum
Real Estate Investor
Co President
Scottsdale REI, LLC
National Speaker

RSVP NOW: https://reiblade.mykajabi.com/rei-blade-webinar-page-070220?cid=ea307316-77fd-4e30-b25e-d85036ab5d76

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Realty411 Announces 3rd Virtual Investor Weekend Expo on July 25th and 26th

Santa Barbara, Calif., — Realty411, publisher of the nation’s most popular real estate investor magazines, recently wrapped up their second virtual expo and set a date for their third online REI event.

Realty411′s 3rd Virtual Investor Weekend Expo will take place in the comfort of your own home, on Saturday, July 25th and Sunday, July 26th, beginning at 9 am PST.

The complimentary online non-stop event will feature renowned real estate educators, including Ross Hamilton, CEO of Connected Investors; Rusty Tweed, Founder of TFS Properties and Mold Zero; Kaaren Hall, CEO of uDirect IRA Services; plus Hugh Zaretsky, founder of eFramily.com; additional power-house speakers will be announced shortly.

Learn from Ross Hamilton, CEO of Connected Investors!

Learn from Ross Hamilton, CEO of Connected Investors!

Learn from Ross Hamilton, CEO of Connected Investors!

Once again, Realty411′s 3rd Virtual Investor Weekend Expo will be hosted by Dave Grimm, CEO of End 2 End Results, and Linda Pliagas, founder of Realty411. Also joining the emcee line-up for the first time will be The Millionaire Maverick, Paul Finck, an international motivational speaker.

Over 1,000 investors from around the nation and seven countries registered for Realty411′s first two virtual expos, which took place in late March and this past weekend.

The two online weekend expos hosted 24 top-notch real estate insiders, all who happily spilled their time-tested secrets of success.

Where is the real estate marketing heading? Find out here!

Where is the real estate marketing heading? Find out here!

Where is the real estate marketing heading? Find out here!

The popular June 13th and 14th event featured nationally-recognized industry leaders, such as: Kathy Fettke, Co-CEO of Real Wealth Network; Anne Marie Rogers, Director of Marketing, Quest Trust Company; Marco Santerelli, Founder of Norada Real Estate; and Sunil Tulsiani, Founder of the popular Canadian-networking group, PrivateInvestorClub.com.

Investors who are interested in attending Realty411′s next Virtual Investor Weekend Expo on July 25th and 26th are encouraged to sign up on Realty411′s VIP List to receive registration information and updates.

To join Realty411′s VIP List and receive up-to-the-minute information, event invitations and news, CLICK HERE or sign up with the link below:

https://realty411expo.us11.list-manage.com/subscribe/post?u=ef8f4928b5ca88b928d3c59e8&id=36e1cad889

Investors from around the nation and world are invited to join the Realty411 Team as they unite the industry experts for a memorable weekend filled with non-stop education, motivation and excitement.

Realty411.com is based in beautiful Santa Barbara County, California. The area, known as “The American Riviera”, is also home to many celebrities and prominent business leaders.

Realty411.com is based in beautiful Santa Barbara County, California. The area, known as “The American Riviera”, is also home to many celebrities and prominent business leaders.

Realty411.com is based in beautiful Santa Barbara County, California. The area, known as “The American Riviera”, is also home to many celebrities and prominent business leaders.

 

 

 

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Could the Corona Virus provide the next Boon for Private Mortgage Lending?

By Edward Brown

The Corona Virus had all but shut down conventional lending in late March 2020 and most of April 2020. Although it now appears that many banks have loosened up, they are far behind in applications due to the shelter in place restrictions and lack of certainty in the market.

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This situation may provide a boon to the private lending industry as it has done at times over the past 30 years; however, a cautionary tale might ensue should the perceived lockdown last for a few more months. The main reason is that a prolonged economic decline can produce long lasting effects that may take years to recover, especially in certain markets such as restaurants, retail, and any place where people gather. Different economic interruptions have occurred over the past 30 years that, for the private lender, with foresight, fared better than just before the downturn in the market.

In the mid 1980s to the mid 1990s, the Savings and Loan crisis shuttered many real estate lending institutions. Almost one out of three Savings and Loans failed from 1986 to 1995. It was the most significant collapse since the Great Depression. According to author, Kimberly Amadeo, “In the 1970s, stagflation combined low economic growth with high inflation. The Federal Reserve raised interest rates to end double-digit inflation. That caused a recession in 1980.

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Stagflation and slow growth devastated S&Ls. Their enabling legislation set caps on the interest rates for deposits and loans. Depositors found higher returns in other banks. At the same time, slow growth and the recession reduced the number of families applying for mortgages. The S&Ls were stuck with a dwindling portfolio of low-interest mortgages as their only income source.

The situation worsened in the 1980s. Money market accounts became popular. They offered higher interest rates on savings without the insurance. When depositors switched, it depleted the banks’ source of funds. S&L banks asked Congress to remove the low-interest rate restrictions. The Carter administration allowed S&Ls to raise interest rates on savings deposits. It also increased the insurance level from $40,000 to $100,000 per depositor.

By 1982, S&Ls were losing $4 billion a year. It was a significant reversal of the industry’s profit of $781 million in 1980.

Between 1982 and 1985, S&L assets increased by 56%. Legislators in California, Texas, and Florida passed laws allowing their S&Ls to invest in speculative real estate.

Amongst scandalous activity such as putting pressure on the Federal Home Loan Banking Board to overlook suspicious activity, the crisis pushed states like Texas into a recession. When bad land investments were auctioned off, real estate prices collapsed.”

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In addition to the simple laws of supply and demand where the supply of money available for real estate purchases decreased due to the number of S&Ls closing, other conventional lending institutions became skittish and backed off; even for the more conservative loans.

Enter the private real estate lender. For those who could think outside the box and use some creative thinking, loans were made that, in one person’s opinion “was like shooting fish in a barrel.”

An example of this was a loan I was privy to that, to this day, I cannot believe a conventional lender did not make; the property was in the financial district of San Francisco and was considered a prime office building. The building was 80% occupied and had tremendous positive cash flow from long term, stable tenants. The buyer was getting a severe discount because the son who was given authority by his father accidentally accepted an almost insulting low-ball offer. Although the father tried to correct the mistake, the buyer refused to change the contract and threatened to sue for specific performance.

By all accounts, the buyer needed a loan of 20% LTV. Unfortunately [or fortunately, depending on which side of the table you are], the banks were acting like a deer in headlights and would not commit to a loan; thus, the buyer had to turn to hard money [as it was called in those days]. The terms were 14% and 10 points for a three year loan with a one year minimum guarantee of interest. Although the buyer was not happy with the terms, he knew he was going to make a fortune on the building and be able to refinance once the economy got back to somewhat normal.

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Then, in the late 1990s, we experienced the Dot Com bubble and burst. During the 1990s, more people were getting use to the World Wide Web. At the same time, a decline in interest rates increased the availability of capital. Add to that the Taxpayer Relief Act of 1997, which lowered capital gains tax. These combinations made more people willing to make more speculative investments. Many investors wanted to ride the gravy train to invest at any valuation. Venture capital was easy to raise and fueled many companies that never had made a profit and probably never would.

In early 2000, the Fed raised interest rates, leading to stock market volatility. At the same time, Japan entered a recession. In April 2000, a judge ruled that Microsoft was guilty of monopolization and violation of the Sherman Antitrust Act. This led to a 15% decline in the shares of Microsoft. On the same day of the judge’s ruling, Bloomberg News published a widely read article that stated, “It’s time, at last, to pay attention to the numbers.” Within two weeks of that article, the NASDAQ had dropped 25%. Many investors sold stocks just before April 15th in order to pay for gains they had realized from sales in 1999.

This compounded the decline of the NASDAQ. In addition, investor confidence was further eroded by several accounting scandals and the resulting bankruptcies that ensued. This spiral downward turned Dot Dom to Dot Bomb as it was known.

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Although the Dot Bomb era was not real estate related, confidence in the economy was shaken. Soon thereafter, the September 11th attacks occurred and many borrowers were once again faced with conventional lenders who pulled back on their lending, not matter the asset or the strength of the borrower.

Again, enter the private real estate lender. During this period, real estate had not severely declined; maybe because the decline was more specific to the Internet rather than a global real estate credit crunch. People still had jobs and made their mortgage payments for the most part. The supply of housing had not kept up with demand, so prices stayed relatively stable. However, whenever there is perceived uncertainty, banks typically pull back and usually to an extreme wherein even the most conservative of loans is not made. The private real estate lender was given the ability to lend very conservatively at the same time as commanding a higher rate of interest than was normally attained in a more stable economy.

The next time the banks curtailed lending occurred during the Great Recession in 2008. This time, real estate was specifically cited as a major contributor due to the credit bubble and subsequent mortgage meltdown. Real estate prices fell precipitously, and although real estate declined in value, there were ample opportunities for private real estate lenders.

Many private lenders were curtailing their guidelines regarding LTVs, but they were making loans based on the then new, lower values and making a good living. For example, Mark Hanf, president of Pacific Private Money, started his business in 2008. Normally, one would have thought starting a lending business in 2008 was the wrong time, but Pacific Private Money flourished, as they made loans to borrowers in need at conservative, newer, LTVs, and no client lost money during the continued decline through 2012 due to conservative underwriting.

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Up next, the Corona Virus; although the pandemic has substantially hurt the economy regarding sales/profits, the underlying economic picture was strong prior to the virus, and there is compelling reason to think that it can be strong again after restrictions are lifted, as the various restrictions were created by governments rather than economic forces and can be undone when governments decide to disseminate them; especially if a lockdown is only for a few months rather than years. So far, real estate has not shown signs of collapsing. Sellers are unwilling to unload their properties at depressed prices.

Buyers still exist. Transactions are still being completed even if they are hampered by social distancing and more people working remotely. However, the banks are doing what they always seem to do during unsettling times; they pull back. They have less manpower via closed offices and less employees able to accomplish what is takes to make loans. This, again, gives the private lender the ability to provide the oft needed financing for borrowers. Interest rates have gone up for these borrowers even when the Fed has reduced interest rates. Less capital in the markets to lend means the demand for capital will raise the price for that capital. As long as the conventional lenders have basically stepped aside from real estate lending, the private lender should have the same opportunities that existed during the S&L Crises, the Dot Bomb Crisis, and the Great Recession.

Of course, nobody knows how long the virus will be around and how long governments will intervene rather than let the virus run its course on its own. A long, protracted shutdown would severely affect every economic situation, but it always seems that the best time to invest/lend on real estate is during the darkest hour. The old adage of buy low, sell high seems to work better than buy high and hope it goes higher.

Even if we do not know how long an economic decline lasts, conservative underwriting can help weather tumultuous times.

As many investors claim, the time you make money is when you buy, not when you sell.


Edward Brown

Edward Brown currently hosts two radio shows, The Best of Investing and Sports Econ 101. He is also in the Investor Relations department for Pacific Private Money, a private real estate lending company. Edward has published many articles in various financial magazines as well as been an expert on CNN, in addition to appearing as an expert witness and consultant in cases involving investments and analysis of financial statements and tax returns.

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Webinar: COVID-19 Expert Housing Forecast – RSVP Now.

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LIVE ONLINE SUMMIT BY TIM HERRIAGE

Hello Savvy Investors;

I’m beginning to get really excited about the live webinar we’ll be having with some of the smartest people I know in the real estate industry.

Be sure to set aside time on Wednesday night at 5:00 as you’ll want to be dialed in to hear this very special event live!

First, I’ll answer a couple questions I have already received:

  • Will the event be recorded?

Yes. Those that purchase the live event will have twelve-month
access to the recording.

  • Are there limited tickets?

Yes! The webinar platform I use (Zoom) only accommodates
500 attendees at a time.

  • Can I ask questions? YES!

The live attendees will have ample time to ask questions of all
our speakers and guests.

  • What is the Agenda?

That’s a great question. Be sure to read our agenda below:

5:00 PM – 5:30 PM: Introduction of speakers
5:30 PM – 6:15 PM: Keynote Presentation: “The Economic Outlook for the Residential Real Estate Market” Mark Dotzour
6:15 PM – 6:30 PM: Q&A with Mark Dotzour
6:30 PM – 7:30 PM: Structured Panel discussing the presentation with all of the speakers
7:30 PM – 8:00 PM: Open Q&A — Mark is an economist from the Texas A&M Real Estate Center and is one of the most accurate figures in this industry in my opinion.

I’ve heard him speak at several events, and decided to get him to help us navigate the increasingly confusing economy. I’ve already reviewed his presentation, and let me tell you, it’s going to be great!

Don’t miss this important industry webinar, learn insight not available anywhere else.

RSVP NOW – CLICK HERE

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Visit REALTY411 at: http://realty411mag.com/?xg_source=msg_mes_network

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Rentals 2 Retirement: Bulletproofing your retirement with real estate

SPECIAL SPONSORED POST


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Webinar on Wednesday, 4/29 at 6pm PST
Rentals 2 Retirement
Bulletproofing Your Retirement with Real Estate

Join us for this informative webinar where we will show you how to build a safe, secure and predictable stream of income/retirement through conservative real estate investing.

As the CoronaVirus works its way through our communities there are two things you can be sure of: first, we will survive this Pandemic and come back stronger than ever (that’s what we Americans do) and secondly, as we return to the “new normal”, preparing for retirement and the future will be more important than ever.

Whether you are looking to replace your current income and build equity, diversify your stock portfolio by investing in real estate or create a stream of income to supplement your retirement, this webinar will show you how to get there!

Since 2009 Invest 1 Properties has been one of the nation’s leading turn-key investment property providers. Focusing on the dynamic Kansas City market with over 900 properties sold, we have the systems in place to assure your success.

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Our process is simple:
-We find the property for you
-We fully renovate the property
-We partner with local property management to place a qualified tenant and manage the property
-You just COLLECT THE CHECK

This is truly “hands-off” turn-key investing. We even include a rent guarantee and renovation warranty on every property we sell!

So join us to learn more about this incredible real estate investing opportunity and why we consider the Kansas City market a true hidden gem that has produced outstanding results for our clients over the last 11+ years.

Here are just a few of the reasons why:
-6.9% appreciation in 2019
-3.1% unemployment (Jan 2020), well below the national average
-Low cost of living and population growth is increasing year over year
-10%+ average cap rates
-In house financing available with no tax returns or W2’s, no bank qualifying

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“The Money Multiplier”

By Bruce Kellogg

The Practice of Infinite Banking

For over 200 years the elite have been implementing a tool called the Infinite Banking Concept (IBC) to build wealth through their own debt and expenses they already have. This concept is described in the foundational book, Become Your Own Banker by the late R. Nelson Nash. By practicing IBC, we now have a system and powerful financial tool to get back all of the money for every product and service we will ever purchase in our lifetime.

Brent Kesler

BrentBrent Kesler was a Chiropractor and Chiropractic coach for over 14 years. After implementing IBC, Brent paid off $984,711 in 3rd party debt in 39 months. In fact, Brent became so passionate about how powerful this concept was, he began sharing it with others and thus changed his path. Brent’s main goal in making this move was simply to help more people understand how to manage and grow their wealth. For the last 8-plus years, Brent has been lecturing to thousands of people around the country on the dynamics of IBC and helping individuals break the bonds of financial slavery they don’t even realize they are in. He teaches how to take back control of your financial life and to stop doing business with the banks. Brent has a passionate belief that whether you make $10/hour or $10,000/hour you should know IBC and have this powerful information to keep control of your own money.

How It’s Done

We are creating a specially-designed, specifically-engineered platform to practice the Infinite Banking Concept. This vehicle is customized based on each individual’s needs and resources. You will be using this vehicle to make all of the transactions you are already doing in your life (paying bills, buying cars, purchasing houses, making investments, etc.) Think of IBC as the process to make those transactions/investments all without having to change your cashflow, work any harder, take any additional risks, or lose control of your hard-earned dollars; we are just adding 1 simple step to your financial life. You see, you want to be in 2 businesses in your life: the business that produces your main source of income and the banking business, the business that finances everything you do throughout your life. We all have access to the same financial tools; the wealthy just use these tools differently. Now that I know how the wealthy have been using these tools for over 200 years, I am going to continue to play the game right along with them.

Mapping Out the Millionaire MysteryBenefits

  • Keeps Money in the Family.
  • Control of Your Cashflow.
  • Recapture Money.
  • Protected from Judgements and Lawsuits in Most States.
  • Build Tax Free Wealth.
  • Creating a Legacy.
  • Earn Uninterrupted Compound Interest.

Getting Involved

Visit our website and view Brent’s presentation on this powerful financial concept: www.moneymultiplier.com/memberarea/

After you have watched the 90 minute presentation, schedule a call with Brent to get all of your questions answered and explain your personal situation by scheduling with him here: https://go.oncehub.com/BrentKesler/

Email – brent@themoneymultiplier.com
Cell – 785.248.9637

BONUS: Chris Naugle (client/colleague) and Brent Kesler, together they have written the book, Mapping Out the Millionaire Mystery. This is a 2020 spin off of Becoming Your Own Banker. You can purchase it by visiting here: www.themoneymultiplier.com/books/

**By mentioning this article, we will send one to you FREE (just pay shipping)


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Bruce Kellogg

Bruce Kellogg has been a Realtor® and investor for 38 years. He has transacted about 800 properties in 12 California counties. These include 1-4 units, 5+ apartments, offices, mixed-use buildings, land, lots, mobile homes, cabins, and churches.

Mr. Kellogg is a contributor and copy editor for two national real estate wealth-building magazines: Realty411, and REI Wealth Monthly. He is a recipient of an Albert Nelson Marquis Lifetime Achievement Award, listed in Who’s Who in America – 2019.

He is available for consulting with syndication, turnkey, joint-venture, and other property purchasers and note investors nationally, and other consulting assignments. Reach him at brucekellogg10@gmail.com, or (408) 489-0131.

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REIBLADE – A Partnering Necessity

Image by Gerd Altmann from Pixabay

By Bruce Kellogg

Scaling Partnerships

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We have all heard the old saying, “Necessity is the mother of invention”. This came upon the principals of Scottsdale Real Estate Investments earlier this year when they had acquired nearly 100 properties over the past three years. These were mostly single-family residences (SFR) purchased with joint venture (JV) partners, mostly from the Scottsdale/Phoenix, Arizona area. Many of the properties were out-of-state, and some were bought in bulk from sellers with large portfolios. A little thought will lead to the conclusion that this business model could become unwieldy and prevent scaling up to the next level. What to do?

Seti Gershberg is the Founder and President of Investments, whereas Jay Tenenbaum is President of Capital and Risk Mitigation. Together, they cast about looking to buy some software to process the “back end” of Scottsdale REI LLC. Alas, everything they reviewed was either prohibitively expensive, or lacked sorely-needed functions. Time to invent!

REIBLADE Software Features

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Asset Dashboard

Multi-property partnerships need a way to evaluate the performance of their assets, individually and in groups. REIBLADE has the “Asset Dashboard” that provides this vital benefit, as described below.

Investor Portal

How would you like to fully inform your investors without becoming extensively involved with their inquiries? REIBLADE provides an “Investor Portal” that gives investors instant access to their investments at any time with features that are easy to use. This is enhanced communication at its fullest!

Store and Manage Documents

REIBLADE will store all documents related to partnership properties in one place for easy, direct access by everyone involved. No stuffy files. No scrambling to locate a record, invoice, check, receipt, letter, deed, inspection report, walk-thru video, lease agreement, and so on. Click it, and get it!

Online Deal Marketplace

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REIBLADE offers its “Deal Days Marketplace” where partnership properties can be marketed on the internet to investors around the world. Alternatively, assets can be marketed using an investor URL that is distributed to selected investor prospects. This flexibility eliminates the need for complicated and restrictive MLS-type marketing avenues, thus reducing costs.

Raising Capital for Growth

In order to grow and “scale up”, a real estate partnership enterprise needs a means to raise capital from investors. REIBLADE features the ability to produce and issue a Prospectus that has its own URL. Offering opportunities takes one click. Fundraising doesn’t come any easier than this!

Asset Performance Tracking

REIBLADE offers an instant, downloadable, one-page “Track Record”, with charts, graphs, and financial measures including Capitalization Rate, (“Cap Rate”), Yield, Internal Rate-of-Return (“IRR”), Return-on-Investment (“ROI”), and Equity Multiple. With its flexibility, REIBLADE can evaluate any single asset, or even a group of assets such as a single-family residence (SFR) portfolio. This feature can be used to convince investors to invest. After all, performance sells!

Interested?

Interested readers are invited to: a) Go to www.reiblade.com, or b) reach out to Mr. Gershberg for a private demo at his email: seti@scottsdalerei.com, or c) watch a video at: https://reiblade.mykajabi.com/reicloud-webinar-replay-page-2-1.

For a limited time, REIBLADE is offering a total of 50 lifetime licenses at 70% off. So, what happens if you snooze?


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Bruce Kellogg

Bruce Kellogg has been a Realtor® and investor for 38 years. He has transacted about 800 properties in 12 California counties. These include 1-4 units, 5+ apartments, offices, mixed-use buildings, land, lots, mobile homes, cabins, and churches.

Mr. Kellogg is a contributor and copy editor for two national real estate wealth-building magazines: Realty411, and REI Wealth Monthly. He is a recipient of an Albert Nelson Marquis Lifetime Achievement Award, listed in Who’s Who in America – 2019.

He is available for consulting with syndication, turnkey, joint-venture, and other property purchasers and note investors nationally, and other consulting assignments. Reach him at brucekellogg10@gmail.com, or (408) 489-0131.

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High Performance Success Summit Virtual Summit – Sponsored Post

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Sponsored Post

Please review this important message from our sponsor, thank you.

Expand At the High Performance Success Summit Virtual Summit

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Then be sure to join us at the High Performance Success Summit on November 14th and 15th, 2020.

Learn from Our Mailbox Money Experts on how to implement new business-critical strategies and ideas to boost your Real Estate Investing AND Small Business.

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  • How To Find Real Estate In Under Six Minutes
  • How to Raise Money from High Net Worth Investors to Buy, Build or Scale Your Business or fund that special project- 7 Steps to Networking with Influencers
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The rules of real estate and business have changed, it’s time to discover how you too can starting making Mailbox Money.

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CEO of the High Performance Success Summit
Phone number- 702-300-6690

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Work Smart……Play Hard – Kathy Kennebrook’s Real Estate Investing Mantra

Image by Fathromi Ramdlon from Pixabay

By Kathy Kennebrook, The Marketing Magic Lady

I got into the real estate investing business to have more free time for myself and my family and to have the financial freedom to do whatever I wanted, whenever I wanted. I wanted my life to be more worry free. I have spent a great deal of time accomplishing that goal and I want to share some of my insights with you as a real estate entrepreneur.

When you decide to become a Real Estate Investor, make sure you structure your business in such a way that it doesn’t become overwhelming, even more so than a full time job could be. It’s very easy to fall into that trap, especially if you work from home. You can also fall into the trap of trying to do everything yourself, and long-term, this just won’t work. Believe me when I tell you that most tasks in your business need to be delegated to others starting with your marketing, your bookkeeping and day to day management.

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Image by Joshua Miranda from Pixabay

In my particular case I like to work from home and most of the functions of our business are handled off sight and by Independent Contractors. One of the ways I solved the problem of getting overwhelmed with work was to determine what hours per day would be dedicated to my real estate investing business. At the end of the day the door to the office gets closed and the phones go to an answering service. Your family will appreciate you for this as well.

The other rule we abide by is that when the office door gets closed, conversations about our real estate business cease as well. You have to make a conscious effort to separate your business and your personal life, especially if you are working the business with your spouse or partner. Since real estate is an incredibly fun way to make a living, sometimes this is hard to do.

As you begin to attain success in your business and things become more automated for you, you will begin to have a lot more free time to do the things you enjoy doing. My husband and I like to kayak. We especially like white water kayaking and take several trips each year to enjoy the sport. I also enjoy traveling to places I have never seen before with my husband Jay. Our business at this point in time pretty much runs on auto-pilot. We have developed a dream team of key people we put in place who take care of the important tasks that make our business successful and run on auto-pilot even when we are away from the office.

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Image by Joshua Miranda from Pixabay

The marketing for our business is outsourced along with many of the other tasks associated with our business including getting our rehabs completed, property management, bookkeeping, closings, etc. Since a lot of the marketing we do for our business is targeted direct mail, this is all outsourced to a company who does all of that work for us. We provide them with the letters and the lists and they do everything else.

My husband and I still continue to work our business primarily from home and our key people are independent contractors who work from their homes or offices. Since Covid 19 happened, this has become even more important to the ongoing success of our business. Personally I still like making deals with sellers even before I get out of my pajamas in the morning. I also like having lots of time to spend with my cats and my grandchildren.

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Image by Pexels from Pixabay

Once your real estate investing business is running like a well oiled machine, take the time to pursue the things you love to do, after all, that’s why you got involved in the business in the first place, isn’t it? Make sure you spend time with your spouse and your family doing the things you love to do together. This is the best time to begin making good memories for your children if they are still young. Remember that you must continuously pay attention to the balance between your business life and your personal life. Otherwise, it can become easy to short change one or the other.

Putting good team players in place to take care of the details of your business will be important to building the ultimate financial freedom you are striving for so you have even more time for the things you love to do. So just remember to work smart….and play hard!!!


For more information on automating your real estate investing business and locating all the sellers and deals you could possibly need, be sure and visit Kathy Kennebrook’s website at www.marketingmagiclady.com While you are there be sure and sign up for our FREE monthly newsletter.

Brandon Cobb REI Wealth cover feature

Learn from Brandon Cobb, REI Wealth Magazine’s Cover Feature

Brandon Cover Nov 5 smallBrandon takes us through his flips. Watch these educational videos to learn more about investing in real estate.

You can also watch this Private Money Lending Expert Panel video to learn from the experts.



Brandon Cobb profile

Brandon Cobb

Co-Founder, “The House Buyin Guys”

If you are interested in learning more about how you can get added on Brandon’s list to receive off market wholesale properties in Middle Tennessee, or learn more about how you can receive passive income secured by real estate through Brandon’s company, you can contact him at: Brandon@thehousebuyinguys.com.

For more tips, follow Brandon on his Facebook page at: https://www.facebook.com/brandon.cobb.3950

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REGIONAL SPOTLIGHT: NASHVILLE, TENN

Image by sr00chfort from Pixabay

Looking for a new market to invest in real estate? Wondering what’s happening in the middle TN property market? Check out this round up of local property data and economic trends…

In real estate and investment circles the greater Nashville, TN area is known not just for its famous music scene, but also as an affordable and more stable property market for those seeking income.

 

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How has COVID-19 and the chaotic events of 2020 been changing that, if at all? What is the state of the market for investors? What is the outlook ahead?

Middle Tennessee

Middle TN is anchored by state capitol, Nashville. Music City is also the most populous in this state, with a population of almost 2M in 2019. The population here has grown at every census since 1810, with the exception of 1960. Around 100 people move here every day.

In 2017, it was recognized as having the fastest growing economy in the US. In addition to music, this region has moved beyond manufacturing to being supported by a diverse economy. One built on tourism, healthcare, insurance and financial services. Many Fortune 50 companies have offices here.

Economy & Business Growth

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Image by 41330 from Pixabay

Brandon Cobb of The House Buyin Guys says that while many local investors began prepping for the worst when COVID-19 hit, that never materialized.

Smart investors started focusing on more affordable properties and building in more cushion on their offers, expecting property prices to dive.

Instead, Cobb says the market not only kept running, but demand is up. Especially demand from retail home buyers. They are finding their listings going under contract in just 1-7 days.

He says that despite foreclosure and eviction moratoriums and COVID-19 measures, people just keep moving and buying here. Many are coming from expensive coastal cities. Others are drawn by the small city feel and no state income tax.

The city has new Amazon facilities and an MLS stadium. He describes it as a “young Atlanta.” A market not as affected in 2008 as other major cities, and one that doesn’t seem to be feeling the pinch this time around either.

Brandon, who is a member of the Forbes Real Estate Council, and specializes in wholesaling houses to fix and flip investors says this market is a great fit for those with idle funds, wanting passive income, better returns and stability for their IRAs and access to investment grade property. His company focuses on wholesale properties in the $100l-$190k price range, which can resell for $250k-$300k after repairs.

 

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Image by Gerd Altmann from Pixabay

 

For those local businesses which are struggling, the government has pledged tens of millions of dollars in support. Many won’t need it. They are still growing fast.

According to data from The University of Tennessee, Boyd Center for Business & Economic Research, TN employment actually kept growing year over year through the first half of 2020.

According to the Nashville Business Journal in August 2020, the city’s fastest growing businesses have been growing by as much as 100% to over 300% per year.

Middle TN Real Estate Statistics

According to Redfin, average Nashville, Tenn, home prices stand at $328k, or $191 per square foot. They are selling for around listing prices, with an average marketing time of 43 days, and average down payment of 12.2%.
Home prices and closings appear to be up by around 12% year over year. According to Greater Nashville Realtors, single family homes recently hit a new record high of $344,420.

Word of Facebook’s recent investment in a $800M data center in Middle, Tenn, is likely to only fuel this growth further.


Brandon Cobb profile

Brandon Cobb

Co-Founder, “The House Buyin Guys”

If you are interested in learning more about how you can get added on Brandon’s list to receive off market wholesale properties in Middle Tenn, or learn more about how you can receive passive income secured by real estate through Brandon’s company, you can contact him at: Brandon@thehousebuyinguys.com.

For more tips, follow Brandon on his Facebook page at: https://www.facebook.com/brandon.cobb.3950