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Realty411 – Virtual “Deal Maker & Financial Tactics” Meetup

Online event

Tuesday, June 2  •  4 PM – 5 PM PDT

Overview

Gain insight on real estate and finance news and information.

Overview of Virtual Meetup: Real Estate & Finance News and Insight

Join us online for an informative and timely discussion on the latest news in real estate investing. We are excited to announce a new Virtual MeetUp is scheduled for our network.

This special complimentary online session is designed to discuss the latest real estate news, plus assist with any questions or concerns you may have.

Be sure to register for this Special Virtual Meeting.

What You’ll Learn:

  • Listen to Real-Life REI Deal Examples
  • Learn from Investment Mistakes & Triumphs
  • Our Investing Pro will Listen to Your Deals
  • Network Online with Other Investors
  • This in an Interactive Session for All
  • Our Goal to Assist, Encourage, Educate

MeetUp Details: – Date: Tuesday, JUNE 2ND, 2026

⏰ Time: 4:00 PM PDT 5:00 PM MDT 6:00 PM CDT 7:00 PM EDT

Moderated By:

MICHAEL MORRONGIELLO – BAWB – Bay Area Wealth Builders Association

Michael Morrongiello is an active investor who specializes in Real Estate & Real Estate “Paper” investments. Widely known as having one of the most knowledgeable & creative minds in the paper business, Michael started creating paper as a result of his own Real Estate investment activities in the early 1980’s. He is very active in the Buy/Sell renovation business of properties here in the San Francisco Bay Area.

Michael is the author of Paper into Cash – The Convertible Currency-the definitive home study course that assists you in structuring seller financed transactions while creating marketable Notes and The Unity of Real Estate and “paper” – a course book that outlines numerous real world in the marketplace transaction scenarios and solutions where Real Estate and financing techniques involving “paper” can be effectively used.

Michael is also the program director for BAWB- the Bay Area Wealth Builders Association- an educational support group for both the beginning and seasoned real estate investors.

WEBINAR: Unsecured Bank Credit, Financing, and Funding a Prime +1%

Online event
Tuesday, May 26 • 4 PM – 5:30 PM PDT

Overview

Gain Insight on How to Acquire $100,000 – $1,000,000+ in Unsecured Bank Credit, Financing, and Funding at Prime +1%. This Webinar is a Must!

1. PRESENTATION INFORMATION: Get $100,000 – $1,000,000+ in Unsecured Bank Credit, Financing, and Funding at Prime +1%,

No Tax Returns. No Financials. No Collateral.

The Bank Approval-Readiness System™ That Eliminates Approval Guesswork and Reclassifies You for Lowest-Cost Institutional-Grade Capital Reserved for the Bank’s Preferred Clients



WHY YOU CAN’T AFFORD TO MISS THIS PRESENTATION

In this workshop, Merrill will break down bank and institutional approval mechanics and walk through real-world real estate investor case studies demonstrating how institutional capital becomes predictable — not guesswork.

He will reveal how The Bank Approval-Readiness System™ positions real estate investors to secure multiple six figures in unsecured business credit lines and loans at Prime +1% from top-tier banks — without relying on tax returns, financial statements, or collateral.

This structured framework aligns your borrower profile, entity structure, and banking behaviors with the exact internal criteria banks use to approve or deny applications.

YOU’LL DISCOVER…

• Why most entrepreneurs are unknowingly classified as “high risk” — and how to reposition yourself into the bank’s elite approval tier

• The hidden approval triggers banks use to set your limits, rates, and instant decisions — that never appear on your credit report

• How to access $100K–$1M+ in unsecured funding at Prime +1% — without tax returns, financials, or collateral

• The 4 borrower profiles banks eagerly approve — and which one you’re closest to right now

• How to engineer approvals across multiple institutions — without triggering risk flags or weakening your borrower profile

• The fastest way to upgrade from “consumer” borrower to institutional-grade “preferred” bank client

• How to build a funding infrastructure that produces predictable, repeatable bank approvals

WHAT YOU GET FOR ATTENDING…

In this workshop, you will see clearly whether you are positioned for denials—or engineered for institutional approvals…and you’ll know exactly what you must do to step into the elite approval tier that produces:

  • Six-figure revolving lines
  • Seven-figure capital capacity
  • Prime + 1% unsecured capital
  • Repeatable multi-bank approvals

The shift does not take years…

It takes positioning.

And it can be executed within 120 days.

THE BENEFITS OF MERRILL’s PROGRAM

The Bank Approval-Readiness System™ is built on three decades of borrower behavior analysis, bank underwriting strategy, and direct FICO® feedback.

Merrill Chandler has spent over 30 years dissecting how approval algorithms interpret borrower behavior — including deep work with FICO® score models and the behavioral variables lenders use beyond the score itself.

This System positions real estate investors for multiple six figures in unsecured business credit lines and loans at Prime +1% from elite, top-tier banks — without financials, tax returns, collateral, partners, or high-cost hard/private money.

• No private lenders controlling your deals.

• No 12–18% interest drag.

• No begging underwriters for exceptions.

• No explaining how you plan to use the funds.

This is a strategic, step-by-step approval engineering framework that aligns your borrower behavior, entity structure, liquidity positioning, and banking relationships with the internal criteria banks actually use.

In this session, Merrill will break down documented investor case studies demonstrating how institutional capital becomes systematic — not emotional, not capricious, and not guesswork.

If you’re serious about operating at a higher leverage tier, this session is where your capital capacity changes.



MERRILL’S BIO – Learn More!

With over 35 years in the credit and finance industry, Merrill Chandler is widely recognized as one of America’s leading authorities on funding strategy and borrower behavior. He is the architect of the Bank Approval-Readiness System™ — a disciplined framework that positions real estate investors for multiple six figures in institutional-grade bank credit lines and loans.

What distinguishes Merrill is that he operates beyond traditional “credit repair” or short-term “credit card stacking” tactics. His work centers on borrower optimization — the structured alignment of borrower profile, entity architecture, liquidity positioning, and banking behaviors with the exact internal criteria banks rely on to approve or deny applications.

Merrill has guided thousands of investors, entrepreneurs, and high-income professionals in securing $100K to $3M+ in low-cost bank approvals. Collectively, members of his community have secured over $300 million in funding, maintaining a documented 93% first-time approval rate by implementing his system to meet institutional underwriting guidelines.

For more than eight years, Merrill has maintained an active working relationship within the FICO® ecosystem — including ongoing engagement with scoring liaisons and annual collaboration at FICO World with broader platform teams. His system is routinely reviewed and refined against model architecture, borrower behavior variables, and approval predictability mechanics that influence real-world underwriting decisions.

This institutional proximity is not promotional — it is operational. The Bank Approval-Readiness System™ is continuously pressure-tested against the same behavioral and scoring frameworks lenders use.

The result is a disciplined, data-driven methodology that consistently positions qualified clients for high-probability approval outcomes.

As founder of GetFundable.com, Merrill’s mission is to recalibrate the borrower–lender dynamic — equipping entrepreneurs with the structure, strategy, and behavioral intelligence required to access capital responsibly, repeatedly, and at the lowest institutional cost available.

Realty411’s Online Webinar: MONEY TALKS – Everyone is Invited!

Online event
Wednesday, May 20 • 6 PM – 7 PM PDT

Overview

Get ready to dive into the money talk that’s open to everyone—no suits or ties needed!

JOIN US ONLINE FOR OUR NEW WEBINAR — MONEY TALKS

Join our Realty411 webinar and learn all about using Hard Money Lending for your real estate investment deals. We will go over the use of hard money: when to leverage, how to leverage, and when the use of hard money makes sense.

Our virtual session: Money Talks, is a great place to learn more about finance for real estate transactions. Learn about all your options, here! Be sure to join us for this special webinar all about Hard Money Lending.

Every online event we host is different and unique with different information and guests. Be sure to join us for our newest session: Money Talks.


OUR FEATURED SPEAKER: AMANDA HART – Easy Street Capital

A dancer since age nine, Amanda Hart received my BFA in Dance from the California Institute of the Arts in 2005 and established her non-profit Hart Pulse Dance Company and annual MixMatch Dance Festival. In 2015 she made a shift in her full-time dance career and decided to pursue her love for the car world by joining the sales team at the nation’s #1 Audi dealership, Audi Beverly Hills.

She spent just over 5 years as one of Audi Beverly Hill’s top Internet Sales Managers before once again shifting gears and joining Sovereign Lending Group as a licensed Mortgage Loan Originator, specializing in Conventional, FHA, VA, and Jumbo loans . At the end of 2021, she stepped up to Hard Money lending with Easy Street Capital, now working exclusively with investors on their rehabs, rentals, and new build construction goals. Amanda recently sold her LTR in Encino, CA and currently manages her Dallas, TX Mid Term Rental (MTR).

 

What Loan Officers Need to Know about Non-QM Loans

Online event

Feb 10 from 11am to 12pm PST

Overview

Join Eric Tran, CEO of Universal Commercial Capital, as he shares important insight on this webinar.

Join our webinar to learn real estate investing with Realty411.com. For this session, our topic will be: “What Loan Officers Need to Know about Non-QM Loans.”

Realty411’s latest webinar will help loan officers, brokers, and investors gain access to wonderful real estate investing education.

Our goal is to make a fantastic online environment where learning and growing are key. We hope to assist as many estate investors as possible on their journey towards success.

OUR FEATURED SPEAKER: ERIC TRAN, UNIVERSAL COMMERCIAL CAPITAL

Eric Tran serves Universal Commercial Capital as its Chief Operating Officer and has served the real estate mortgage lending industry for nearly 30 years. He has worked in both residential and commercial lending, developing highly sought after products and processes for consumers and fellow real estate entrepreneurs.

He resides in California and holds a Bachelor’s Degree in Political Science and Government from the University of California, San Diego. He is an active member of the California Alternative Investment Association.



Eric is involved in non-profit organizations, including the Asian Real Estate Association of America. He is dedicated to helping investors of all skill levels take advantage of the opportunities in real estate throughout the US.

He was recognized in the Scotsman Guide, a leading resource for mortgage originators, and the National Mortgage Professional’s monthly magazine. Eric also regularly appears in Realty411 magazine.

Topics to Be Discussed:

  • When and why you need a hard money loan?
  • When and why you will transition to a non-QM loan?
  • Do you feel lost with non-QM underwriting guidelines?
  • What are the 12/24 months bank statements program, P&L only?
  • What is DSCR?
  • What is No Ratio?
  • Interest rate for non-QM program

Webinar: 1031 Exchanges and DST Investments

Online event
Jan 21 from 1pm to 2:30pm PST

Overview

Join us as Trevor Flor, MBA, MSRE, an Investment Executive with Aimpoint Investments, shares important insight on this webinar.

Join our webinar to learn real estate investing with Realty411.com. For this session, our topic will be: “1031 Exchanges and DST Investments.”

Realty411’s latest webinar will help real estate investors and broker/agents gain access to timely real estate investing eduation.

Our goal is to make a fantastic online environment where learning and growing are key. We hope to assist as many estate investors and professionals as possible on their journey towards success.



OUR FEATURED SPEAKER: TREVOR FLOR, AIMPOINT INVESTMENTS

Topic: 1031 Exchanges and DST Investments

TRAINING SUMMARY:

This webinar is a focused training session on 1031 Exchanges and DST investments for investors, real estate agents, CPAs and attorneys. This session will show you how these strategies can unlock new listings for agents, guide hesitant sellers, and offer meaningful tax-advantaged solutions to owners of investment property.

We’ll walk through how to perform a 1031 Exchange to defer capital gains tax, where DSTs fit for owners seeking passive income, and how to position these strategies. We’ll also share case studies and practical insights that can be immediately applied.

If you are, or work with: Investors, long-time landlords, or anyone considering selling rental property, this training will give you the knowledge and confidence to add value.

TREVOR FLOR, MBA, MSRE – PERSONAL BIO:

Trevor Flor is the President of Aimpoint Investments, an advising practice that specializes in 1031 Exchanges and Delaware Statutory Trusts (DSTs). His background includes leading acquisitions for one of the nation’s largest private medical real estate portfolios and real estate Due Diligence at an SEC registered broker-dealer, giving him deep insight into real estate analysis and sponsor evaluation. Trevor also served in the U.S. Navy as an F/A-18 Super Hornet pilot and instructor, and brings the same precision and discipline to helping investors navigate tax strategies. Aimpoint Investments works with owners of investment property and partners with agents by providing education on 1031 Exchanges and investment solutions, helping build long-term relationships with clients.

Trevor Flor, MBA, MSRE

Investment Consultant | Aimpoint Investments

Direct: 805.708.3951

Email: [email protected]

Web: www.aimpointinvest.com

Did you miss it? Black Friday Property Showcase Replay!

Dear Realty411 Reader,

If you missed the live property showcase, you can access the recording here . By watching this video you will gain expert insider knowledge and access to multiple special off-market properties starting at only $28,000. I shared some amazing deals and locations that will transform your portfolio!

Watch the replay here:

https://register.gotowebinar.com/recording/3041569571989263363

Don’t Let This Opportunity Pass You By: Timing Matters More Than Ever

Our land market is experiencing unprecedented momentum. With government mandates, rapidly growing emerging technologies, massive infrastructure investments, limited supply of land, and much more, we have a perfect storm of conditions for explosive land value appreciation. But here’s the reality: the window for getting in at ground-floor prices is closing fast. Don’t be caught saying, “I shoulda, woulda, coulda!”

Don’t spend another year wondering “what if.” Don’t let another opportunity slip away while you’re still considering your options. The time for hesitation is over: your moment to act is now.

Your future self will thank you for taking action today.

Blessings of peace and abundance to everyone.

To Your Success!

[email protected]
Cell: 925-337-2513
Fax: 925-605-3673
CA DRE License #1474001

Realty411 Webinar Replay on Hard Money Lending

Do More Deals by Adding Leverage to Your REI Game!

If you missed our last Realty411 webinar about Hard Money Lending, don’t worry, we taped some of the segment for you.

Investors, find out how you can close more real estate transactions utilizing hard money. On this webinar, we will go over the use of hard money: when to leverage, how to leverage, and when the use of hard money makes sense.

Watch this video to learn more about finance for real estate transactions. Learn about all your options, here!

LINK TO VIDEO:


OUR FEATURED SPEAKER:
AMANDA HART – Easy Street Capital

A dancer since age nine, Amanda Hart received my BFA in Dance from the California Institute of the Arts in 2005 and established her non-profit Hart Pulse Dance Company and annual MixMatch Dance Festival.

In 2015 she made a shift in her full-time dance career and decided to pursue her love for the car world by joining the sales team at the nation’s #1 Audi dealership, Audi Beverly Hills. She spent just over 5 years as one of Audi Beverly Hill’s top Internet Sales Managers before once again shifting gears and joining Sovereign Lending Group as a licensed Mortgage Loan Originator, specializing in Conventional, FHA, VA, and Jumbo loans .

At the end of 2021, she stepped up to Hard Money lending with Easy Street Capital, now working exclusively with investors on their rehabs, rentals, and new build construction goals. Amanda recently sold her LTR in Encino, CA and currently manages her Dallas, TX MTR.

LINK TO VIDEO:

Join Us for Our New Webinar

New Webinar Announcement – Join Us and Learn

Hello Realty411 Friends;

For those who attended our expo in Pasadena last Saturday, thank you. We had guests arriving from near and far — We truly appreciate you!

We are keeping the education going by inviting everyone in our network to take part in our brand NEW webinar. On this important session, we will learn and discuss the use of Hard Money Lending in real estate transactions.

What We’ll Discuss:

   * Learn About Hard Money Lending
   * Discover How to Properly Use Leverage 
   * We will Discuss Financials – Rates, Terms, etc.
   * Meet Amanda Hart with Easy Street Capital
   * Your Questions about Hard Money Answered

Online Meeting Details:

📅 Date: Saturday, Dec. 13th, 2025
⏰ Time: 11:00 AM PT / Noon MT
                1:00 PM CT / 2:00 PM ET
💻 Where: ONLINE

This is a LIVE session and there will be no replays, so pencil this in now.

Learn More About Our Expert: Amanda Hart – Easy Street Capital

A dancer since age nine, Amanda Hart received my BFA in Dance from the California Institute of the Arts in 2005 and established her non-profit Hart Pulse Dance Company and annual MixMatch Dance Festival.

In 2015 she made a shift in her full-time dance career and decided to pursue her love for the car world by joining the sales team at the nation’s #1 Audi dealership, Audi Beverly Hills.

She spent just over 5 years as one of Audi Beverly Hill’s top Internet Sales Managers before once again shifting gears and joining Sovereign Lending Group as a licensed Mortgage Loan Originator, specializing in Conventional, FHA, VA, and Jumbo loans . 

At the end of 2021, she stepped up to Hard Money lending with Easy Street Capital, now working exclusively with investors on their rehabs, rentals, and new build construction goals.  Amanda recently sold her LTR in Encino, CA and currently manages her Dallas, TX MTR.

Are You Interested in Learning About Tax Sales? Join Ken Letourneau “The Tax Sale Master” Tomorrow

Hello Friends,

We hope you are having a blessed Sunday. We thank you for being a part of our Realty411 network where our mission is to provide life-changing REI knowledge. With this in mind, we would like to invite you to a new virtual educational session with Ken Letourneau, known as “The Tax Sale Master”.

Ken has spoken at our Realty411 events in California and we want to make sure our national network has access to his incredible knowledge. Investors, be sure to join his webinar to increase your knowledge about Tax Sales across the nation.

NEW CLASS: November 24, 2025 – 6 pm PT, 7 pm MT, 8 pm CT, 9 pm ET

REGISTER HERE

Ken Letourneau known as “The Tax Sale Master”

For the past 15 years, Ken Letourneau, known as “The Tax Sale Master”, has specialized in the niche market of purchasing properties through local government tax sales, also known as tax sale investing. This strategy has attracted major Wall Street firms like BlackRock and JPMorgan Chase due to its lucrative potential.

With tax sale investing, you can earn returns of up to 25% on your money or even acquire properties for as little as $1,000.

Ken Letourneau is a seasoned real estate professional with over 25 years of experience in the industry. He has specialized in tax lien certificates and tax deed properties and is actively participating in tax sales auctions across the United States.

Ken’s expertise extends beyond his personal ventures. He now dedicates a significant portion of his time to educating others in the intricacies of tax sales auctions. Be sure to register for his free training.

Attend a Live Online Tax Auction Training With Ken Letourneau, The Tax Sale Master

  • 6pm PT | 7pm MT | 8pm CT | 9pm ET
  • 100% Online | FREE to Attend | Limited Seats

NEW CLASS: November 24, 2025 – 6 pm PT, 7 pm MT, 8 pm CT, 9 pm ET

Realty411’s VIRTUAL Event – Co-Living to Boost Cashflow with PadSplit

Hello Investors;

Are you looking for new opportunities to grow your wealth through real estate? Join our exclusive webinar tailored for savvy investors like you.

What You’ll Learn:

  • Why co-living is becoming the lifestyle of choice for so many
  • How investors can maximize their properties using this strategy
  • Discover how technology is changing the rental market paradigm
  • A LIVE Webinar with Devon Aguirre, account executive, with PadSplit

Webinar Details:

📅 Date: Wednesday, October 3rd, 2025
Time: 11 AM PT / 2 PM ET / Noon MT / 1 PM Central
💻 Where: ONLINE

LEARN MORE PADSPLIT:

Co-living: Boosting cashflow, expanding buy boxes, and solving the housing crisis!

PadSplit is the nation’s largest shared housing marketplace, designed to help property owners earn more income while addressing the affordable housing crisis.

By converting single-family homes into safe, attractive co-living spaces, PadSplit enables investors to boost returns while providing members with an affordable place to live.

Since launching, PadSplit has created thousands of affordable units nationwide and continues to expand into new markets like Southern California.